Now that the House of Representatives&rsquo; shenanigans over the U.S. government&rsquo;s debt ceiling increase are a &ldquo;distant&rdquo; two week memory, the &ldquo;Tea Party downgrade&rdquo; has hit the United States&rsquo; credit rating, and the stock market is hollering its disapproval, let&rsquo;s take a very brief look at reality