The statistics are sobering.&nbsp; Start-ups have a&nbsp;high failure rate.&nbsp; According to an article written in Harvard Business Review (http://hbswk.hbs.edu/item/6591.html) that addressed failures of start-up businesses, failure occurs between 30 and 40% of the time if it is defined as losing all assets and 90-95% of the time if defined as not receiving the expected ROI&nbsp; [...]